The current top national rate for a 6-month CD is 5.41%, according to the data available from Curinos’ database. The national average APY for six-month CDs is 1.29%, up somewhat from 1.26% last week and 1.17% one month ago. When you opt for leading six-month CDs, you get a winning combination: solid interest rates and a commitment that’s only short-term. The current national high for a three-month CD is 5.83%, which would earn more than $355 in interest with a $25,000 deposit. The average APY is up eight basis points from a month prior.
Rates on three-month CDs have increased by two basis points to 0.87% APY as of June 8, 2023. Quoted rates are based on a $25,000 deposit.
